Independence Holding Company
96 Cummings Point Road • Stamford CT 06902
t 203.358.8000   f 203.348.3103

Management

Roy T.K. Thung
Chief Executive Officer and President

David T. Kettig
Chief Operating Officer and Senior Vice President

Bernon R. Erickson, Jr.
Chief Health Actuary and Senior Vice President

Larry R. Graber
Senior Vice President - Life and Annuities

Teresa A. Herbert
Chief Financial Officer and Senior Vice President

Jeffrey C. Smedsrud
Chief Marketing and Strategy Officer and Senior Vice President

Colleen P. Maggi
Vice President and Controller

Henry B. Spencer
Vice President - Investments

John N. Casario
Vice President – Investment Accounting

Paul R. Janerico
Vice President – Internal Audit

Brian R. Schlier
Vice President – Tax

Maria Tyburski
Vice President – Financial Accounting

C. Winfield Swarr
Vice President and Chief Underwriting Officer

Adam C. Vandervoort
Vice President, General Counsel and Secretary