 | Employer Stop-Loss | | IHC is one of the nation’s largest providers of insurance products that allow self-insured employers to manage the risk of excessive health insurance exposures by limiting aggregate and specific losses to a predetermined amount.
IHC markets medical stop loss primarily through Managing General Underwriters (MGU’s) that are non-salaried contractors that receive administrative fees. MGUs are responsible for underwriting accounts in accordance with guidelines formulated and approved by the Group: billing and collecting premiums, paying commissions to agents, third party administrators and/or brokers, and processing claims.
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