IHC Group

Independence Holding Company

Standard Security Life Insurance Company of New York

Standard Security Life is licensed in all 50 states. AM Best has placed under review with positive implications the Financial Strength Rating of a- (Excellent) of Standard Security Life Insurance Company of New York (SSL). This rating action follows the announcement that Independence Holding Company (IHC) has signed a definitive agreement to sell SSL to Reliance Standard Life Insurance Company (RSL), a subsidiary of Tokio Marine Holdings Inc.

Madison National Life Insurance Company, Inc.

Madison National Life is licensed in 49 states and specializes in health, life and disability insurance. AM Best has maintained the under review with developing implications status for the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Madison National Life Insurance Company, Inc. (Madison National) (Madison, WI). This Credit Rating (rating) action follows the announcement that Independence Holding Company (IHC) and its wholly owned subsidiary, Independence Capital Corp. (ICC), have agreed to sell all of the stock of Madison National Life Insurance Company (MNL) to Horace Mann Educators Corporation.

Independence American Insurance Company

Independence American is licensed in all 50 states and its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. AM Best has placed under review with developing implications the Financial Strength Rating (FSR) of a- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) of Independence American Insurance Company (IAIC) (Wilmington, DE).  This rating action follows the announcement that IHC has signed a definitive stock purchase agreement to sell a 70% controlling interest in its pet division and in the stock of IAIC and other assets to a subsidiary of Iguana Capital Inc.

A.M. Best’s Rating Report

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IHC Specialty Benefits, Inc.

IHC Specialty Benefits, Inc., is a full-service marketing and distribution company that focuses on individual, consumer and small employer products. Products are marketed through general agents, online, telebrokerage, advisor centers, private label and directly to consumers. The company conducts business under the following brands:

  • • HealtheDeals.com

    A website which provides information for individuals who want to learn more about their health insurance options and shop for coverage online or through the IHC Specialty Benefits Call Center. Health eDeals also provides a referral service, Agent Finder, for consumers who wish to work with an advisor in their area.

  • • IHC Specialty Benefits Advisors

    A national marketing organization that distributes major medical insurance plans, as well as other health insurance plans and health membership programs. Also includes a telesales marketing company consisting of licensed health insurance agents responsible for assisting consumers with the online purchasing process of The IHC Group portfolio of products.

Healthinsurance.org, LLC

Published since 1994, healthinsurance.org™ is the Internet's oldest, most-trusted independent site offering consumer information on affordable health and medical coverage. Healthinsurance.org has worked hard to earn consumers' respect and loyalty. The information it presents is intended for a general consumer audience.

Independence Brokerage Group

Independence Brokerage Group is a program management, actuarial and regulatory compliance firm providing product and business development, valuation services and business block evaluation for IHC’s fully insured health segment.

Torchlight Technology Group

Torchlight Technology Group was founded in 2009 in Philadelphia with the goal of providing top-tier insurtech and martech services to companies in the insurance and specialty finance industries. As our team has grown, the scope of our business has expanded to include digital marketing, analytics, brand strategy, and e-commerce.